419-309-7021

Jeff LaCourse
Jeff LaCourse

419-309-7021

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Life Insurance Planning

Why Life Insurance

Life insurance can serve several purposes. When we think of Life Insurance, we generally think about protecting our family's financial future in the event of losing an income producer. Life Insurance proceeds are typically also used for paying funeral costs and other end of life expenses.


We work with dozens of insurance carriers, so that we can match our clients up with the best possible plan for their situation. We offer everything from inexpensive term life coverage to protect against loss of income to final expense policies to cover basic funeral costs. We can accommodate just about any health condition and age.

Advanced Life Insurance Strategies

While the above uses for life insurance are commonly known and practiced, we also specialize in some lesser known advanced strategies.

  • Estate/Legacy Planning - Passing on assets to children and grandchildren can also pass along a significant tax burden. Life insurance proceeds are tax free, and can, therefore, be used to pass on wealth more efficiently. A concept known as "pennies on the dollar" also allows us to significantly increase the amount of money to be passed on through life insurance.
  • Tax Advantaged/Tax Free Income Planning - Funds accumulated within a life insurance plan can be withdrawn without income taxes if properly structured. This can create a leveraged tax free stream of income in later years, or for emergencies along the way
  • Child Asset Builder - See our page on one of the most exciting planning strategies we offer to help give the next generation a financial leg up on the world.

LaCourse Financial Solutions

419-309-7021

Copyright © 2023 Jeff LaCourse - All Rights Reserved.

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